Life Insurance Awareness Month is a wonderful opportunity for us to remind all of our producers of the remarkable array of benefits and outstanding results that can be achieved with one of the greatest financial instruments ever devised: LIFE INSURANCE!

Life Insurance is the single asset or product that can:

• Guarantee the financial stability of the family of a young breadwinner who dies prematurely from any cause;
• Continue to provide all of its originally intended benefits and results in the event of a temporary or permanent disability;
• Assure that a business can remain a viable functioning entity that employs workers and adds value to the community when an owner dies;
• Enable the other owners of the business to carry on without having to create unmanageable debt or otherwise stretch themselves financially;
• Allow people with second families to provide for their children from a prior marriage without upsetting their current estate plan;
• Provide for special needs children without taking anything away from siblings or other family members;
• Protect estates from the devastating shrinkage that would otherwise occur at death from estate taxes, debts, and other expenses, on a 100% tax-free basis;
• Leverage small annual outlays into tremendous benefits for almost any purpose that are fully guaranteed under today’s products;
• Make it possible for people to be generous philanthropists without having to deprive their families of the benefit of their estates;
• Enable people to accumulate funds on a tax- deferred basis and later receive tax-free retirement benefits while at the same time providing death benefits;
• Allow businesses to provide similar benefits to their top executives on a tax-favored basis and in some cases with no out-of-pocket cost;
• Enable grandparents to provide a legacy to their grandchildren without shortchanging the intervening generation;
• Provide a profit when no longer needed by taking advantage of the opportunity to arrange for a sale in the secondary market.

WOW! Yes, life insurance can do all of these things… and much more. The Life and Health Insurance Foundation for Education (LIFE) is an organization dedicated to addressing the public’s growing need for information and education about life insurance. Check out their website at http://www.life-line.org. And let’s all make this our most profitable month ever by helping those we know achieve these wonderful results.