MetLife is once again offering their External Term Conversion Program.  

Your clients term conversion can be attained without having to go through new underwriting;        if underwriting has been done in the past 5 YEARS.  

Don’t miss the opportunity to take advantage of NO new UNDERWRITING for External Term Conversions.

Guideline for Eligibility:

• The insured’s attained age at time of application must be 16 -65.
• The term policy must have been issued within the past 60 months of the Part 1 date of the new permanent life insurance application.
• The term policy must be in-force and premium paying (no Policies on disability waiver are allowed) and have been issued standard or better.
• The term policy must be within its contractual convertible period
• Only fully underwritten term policies issued under normal new business underwriting rules are eligible.
• The entire face amount of the term policy must be converted; no partial conversions will be accepted.
• Initial class must be standard or better.

With MetLife waiving the medical requirements, they have carefully selected carriers who have strong underwriting.    For more information about this program or any other like it,

contact Vickie at vickie@provada.com